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Bulk Debt Recovery
If you need ongoing debt recovery from various debtors or for multiple unpaid invoices, our award-winning bulk debt collection service will help you to secure the money you are owed.
Our commercially aware, pragmatic service offers an optimal, cost-effective solution to recovering large volumes of debt as quickly and efficiently as possible with the experience and knowledge of a law firm determined to be the experts of choice for businesses seeking a debt collection agency in the commercial and consumer worlds.
Our expertise
Our debt recovery lawyers and support staff have significant experience in recovering debts for banks, financial and insurance institutions, corporates, retailers, SMEs and individual traders. Our team are experts in the recovery of both commercial and consumer debt, across a range of industry sectors.
We provide a complete a debt recovery solution that is based on maximising recovery potential from every account. We put ourselves in our client’s shoes and treat the recovery of the debt as if it was our own money. This is done using high degrees of technology mixed with well trained staff working to recover the debt whilst delivering excellent brand protection. Our debt team is made up of over 40 debt collection professionals using the most advanced technology and tools. This gives us the systems, expertise and size to offer volume and bulk debt recovery services to a wide range of businesses. Through our subsidiary, we are members of the Credit Services Association and are authorised by the Financial Conduct Authority.
If you want a modern innovative legal service – with collaboration, communication and mutual respect at its heart – designed to not only help protect your business but help it succeed, then please get in touch.
We are authorised and regulated by the Solicitors Regulation Authority (SRA) and the Financial Conduct Authority (FCA). We operate in a fair and consistent manner, compliant with all regulatory guidance and best practice.
Have you been contacted about an outstanding debt?
If you have received a call, SMS or letter from us please see our customers page for more information.
Related services
Pricing transparency
Value of claim (NB Interest and compensation may take your debt into a higher banding) |
Fee scale (including VAT charged at 20%) (NB VAT is not recoverable from your debtor) |
Up to £10,000 | £96 - £480 |
£10,001 - £50,000 | £840 – £1080 |
£50,001 - £100,000 | £1440 |
£100,001 and above | Please get in touch with us. |
Below is a table of Court fees that are payable upon each claim:
Debt amount £s | Court fee £s |
Up to 300 | £30 |
300.01-500 | £50 |
500.01-1,000 | £70 |
1,000.01-1,500 | £80 |
1,500.01-3,000 | £115.00 |
3,000.01-5,000 | £205 |
5,000.01-10,000 | £455 |
10,000.01-50,000 | *5% |
50,000.01-100,000 | *5% |
100,000-150,000 | *5% |
150,000-01-200,000 | *5% |
200,000.01-250,000 | £10,000 |
250,000-01-300,000 | £10,000 |
Over 300,000 | £10,000 |
Court fees are charged as disbursements but they are added to the debt and recoverable from the debtor. Please note that there is no VAT payable upon Court fees.
If the debtor does not respond to the claim within 14 days, or admits all or part of the claim you are entitled to enter judgment (CCJ). There is no Court fee payable upon entering judgment, however our fees are as follows:
Judgment amount | Our fee | Recoverable costs (plus VAT charged at 20%) |
Under £5,000 | £45-£100 | £22-£55 |
Over £5,000 | £75-£135 | £30-£70 |
Please note that the costs added to the debt upon entering Judgment are limited to the recoverable costs set out above.
Timescales
A typical claim against a consumer can take between 2 to 3 months to complete, this would include all pre action work required to progress the matter and to ultimately secure judgement. For a claim against a commercial entity, a typical case would take on average around 6 weeks to conclude.
The details
Fees include:
- Taking instructions and reviewing documents
- Undertaking appropriate searches
- Sending a letter before action
- Receiving payment on your behalf and passing it to you
- Drafting and issuing claim if debt not paid
- Applying to the court to enter judgment in default if no Acknowledgement of Service or Defence is received
- Requesting payment when judgment in default is received
- Advising on next steps if payment not received within a reasonable time frame (usually 14 days)
Disputed debt
If the debt is disputed, the fixed fees above will not apply. If you have a disputed debt, our Commercial Litigation team will advise on the work involved and the likely cost. This will depend on a number of variables including the value of the claim, the number of witnesses, the complexity of the defence raised, the amount of documentation to be reviewed, any counterclaims, any commercial objectives (including other disputes rolled up with the defended claim), and the parties involved.
Typically, we will provide a fixed fee for dealing with each stage of the litigation process in a defended claim i.e. replying to the defence, preparing directions questionnaires, dealing with any mediation (if applicable), preparing Witness Statements, disclosure, preparing trial bundles and instructing an Agent/Barrister to attend the final hearing on your behalf. It is difficult to provide timescales for defended claims progressing to a final hearing as this could depend upon the value of the claim, Court and witness availability and directions/deadlines agreed by the parties and set by the Court.
If work falls outside of our fixed costs and in circumstances where a case becomes protracted by reason of a dispute or otherwise, but we deem it to be suitable to remain with the debt team, we will inform you of this, and additional charges may be raised on an hourly rate basis.